When you are involved in a motor vehicle accident in Florida that has resulted in injury, an experienced PIP insurance lawyer is indispensable. Florida is considered a “no-fault” State, thus requiring drivers to carry PIP (Personal Injury Protection). The minimum PIP coverage amount in Florida is $10,000, which is to provide “immediate medical coverage.” Read on to learn more about PIP coverage and how our legal team can assist you.
It is essential to understand that auto insurance is a business. If you have been injured in a car accident, do not assume your insurance company is on your side. Seek medical treatment promptly and within 14 days if you are injured in an automobile accident. This allows for compensation of no less than $2,500 for medical bills, but remember, it is not guaranteed.
Consult with an attorney before you speak with your insurance carrier’s adjusters. This can help you to understand your rights, and your automobile insurance coverage, including your PIP Medpay or disability coverage. You may also have additional insurance policies that can provide relief. A Pasco County, Florida auto accident lawyer can help you to identify options that may provide you with compensation for your medical expenses and other losses when you’ve been injured in a motor vehicle accident.
If your medical costs exceed the amount of your PIP policy, then you will want to file a personal injury lawsuit against the other driver, providing negligence can be proven. Additionally, in cases where serious injuries and disability are present, it will be beneficial to hire a lawyer who has knowledge of Florida personal injury laws.
Once you have reported a claim to your insurance company, they will immediately start to evaluate your injury and accident claim. Insurance adjusters will seek out any information that will help the insurance company to minimize compensation. (Remember, insurance companies are businesses that do not want to lose money.)
Frequently, when an injured party attempts to handle their PIP or other personal injury cases, they quickly find out that fighting a team of lawyers on a PIP claim denial will prove futile. Most people lack the foresight and knowledge of Florida’s personal injury law, and they are no match against these teams of lawyers and insurance adjusters. The insurance company will generally attempt to either get an injured party to settle, or they will simply deny all claims. By the time it gets to this stage. However, the person who has been injured may have unknowingly compromised their case by either innocently saying the wrong thing in a EUO or even by obtaining the wrong medical care for their injuries.
Even when you think your injuries are minor, it is recommended that you consult with a personal injury attorney before being denied a PIP or Med Pay claim. Car accidents such as rear-end collisions can seem relatively minor at first, yet they frequently result in soft tissue injuries and whiplash. These injuries should never be minimized as they can lead to other complicated health problems. Insurance adjusters throw red flags at car accidents that have low property damage and habitually deny claims to the injured. Don’t let this happen to you.
Consult with an attorney immediately after you’ve been in a motor vehicle accident, motorcycle accident, or trucking accident. A good personal injury and car accident attorney will care about your health and future, and won’t look to simply settle a case as some law firms do. Wendy Doyle-Palumbo fights for the injured to ensure that they obtain the proper care and compensation for their injuries and is not afraid to stand up against the large insurance companies and their teams of corporate lawyers.
As an experienced Pasco County, Florida car accident lawyer, Wendy Doyle-Palumbo will work to discover the facts about your accident and injuries and focus on protecting and defending your rights, your health, and your financial well-being.
If the injuries you sustained in a car accident are severe or if you have lost a loved one to a car accident, then you will likely look to hire a Florida, personal injury attorney in your area. You should be aware that not all personal injury attorneys are the same. As a trial lawyer, Wendy-Doyle Palumbo differs from a “personal injury settlement lawyer” thus; she will go the distance. Whether it’s a wrongful death lawsuit or a car accident personal injury lawsuit, Attorney Doyle-Palumbo will work diligently to ensure you are appropriately compensated for your medical expenses, loss due to your injuries, and any suffering you’ve endured in accordance with Florida Law.
If you were hurt in an auto accident, don’t hesitate to contact PIP insurance lawyer Wendy Doyle-Palumbo to schedule your free case evaluation with our dedicated legal team. We’re here to fight for you, every step of the way.