Holiday Car Accident Attorney

Car accidents can happen anywhere in Florida, from multi-vehicle pileups on Route 19 to rear-end collisions in the Winn Dixie parking lot. If you were hurt in a crash, we’ve got your back. Wendy Doyle-Palumbo is an experienced Holiday car accident attorney who can help analyze the legal responsibilities of all drivers involved in a collision. The odds are another driver failed to act carefully and either jumped in front of your car or crashed into it. If so, they should pay compensation to cover your injuries and other out-of-pocket expenses. In a free consultation, we can explain more about your legal right to file an accident claim for a Holiday car wreck.

What Insurance Applies in Your Car Accident Case?

One of the challenges is identifying what insurance applies and when to submit a claim. Florida requires no-fault PIP insurance, but it’s a mistake to think fault is never relevant. Our firm might need to file a claim against a driver, which means fault is a critical consideration.

Some insurance policies that apply include:

• Personal injury protection (PIP). Florida requires that you purchase at least $10,000 in benefits, which will pay compensation for a portion of lost income and your medical bills. However, you must receive medical treatment within 14 days of the accident, otherwise your claim is denied. Also, $10,000 is not much when someone suffers a moderate or severe injury, so we often need to look at other insurance policies.
• Liability insurance. A driver might have liability coverage, which applies when a driver is at-fault for the collision. We can submit a claim on their liability coverage for damages.
• Uninsured motorist coverage. You could have this insurance. You pay the premiums, but it steps up to pay compensation when an uninsured driver crashes into you.
• Collision coverage. This no-fault insurance will pay to repair a car involved in a collision. Most lenders require that borrowers have collision coverage, so go through your paperwork to check.

Confused about what insurance to use? Contact our office. We can review all relevant policies. In some cases a driver might be working at the time, so we submit a claim on their employer’s liability coverage.

Attorney Doyle-Palumbo can also gather evidence for the submission of a claim. Our firm can negotiate a settlement with the driver or their insurance for almost any type of crash. We can handle rear-end collisions, fender benders, head-on collisions, T-bones and more.

Speak with a Holiday Car Accident Lawyer in a Free Consultation!

The days following any crash are a blur. Many people don’t know what to do, and they are in so much pain they cannot think about filing a lawsuit or negotiating a settlement. This is where we come in. A Holiday car accident lawyer will first try to find out everything we can about the crash to reconstruct it in our minds. Then we assign liability and go about receiving compensation. Give us a call to schedule a time to talk.